Nowadays, after turbulence crisis plaguing us, is beginning to instill in our society that the purchase of the home is not a good option for the future and it is encouraging from all economic sectors, political and social rent.
Well, policy against holiday home purchases will take us in a few years to an insurmountable social imbalance in generations. With the delay in the retirement age, the sharp decline in the purchasing power of the same, and the current level of unemployment will limit the number of future pensioners will make the social landscape within 20-30 years is bleak.
If he gives you the mortgage bank, do not hesitate, PURCHASE. You'll be buying “your life”, your future life, a quiet retired life. If we keep encouraging renting versus buying, in the coming years we will have a society going real hardship to survive because they can not cope with your vacation.
The culture that our parents have instilled the house “property”, is the best legacy they have left us, but always applying the criteria of rationality that have been lacking in recent years. It is not buy anything at any price with a huge mortgage. Virtue is sufficient to buy a house for your needs, the best possible price and with a mortgage “no tricks” or “traps”, protecting “your life” sign when laying the basis that if in the future you can not pay the mortgage, home, and only home meet debt.